Interest rate
View the current interest rates for QRIDA loans.

Sustainability and First Start Loans*
Term | Interest rate |
---|---|
Variable | 5.30% |
1 year fixed | 4.64% |
3 years fixed | 4.83% |
5 years fixed | 5.17% |
*Current interest rates drawn down from 1 July 2025.
^Variable rates are subject to change each month.
Disaster Assistance Loan and Essential Working Capital Loan
Eligible disaster | Interest rate | Application closing date |
---|---|---|
Western Queensland Surface Trough and Associated Rainfall and Flooding, 21 March - 19 May 2025 | 2.14% | 31 December 2026 |
Tropical Cyclone Alfred and Associated Severe Weather, 1 - 16 March 2025 | 2.14% | 31 December 2026 |
North and Far North Tropical Low, 29 January - 28 February 2025 | 2.14% | 31 December 2026 |
Southern Summer Rainfall and Flooding, 9 December 2024 - 14 January 2025 | 2.14% | 31 December 2026 |
Tropical Cyclone Kirrily, associated rainfall and flooding, 25 January – 26 February 2024 | 1.79% | 31 December 2025 |
South Queensland Severe Storms and Rainfall, 24 December 2023 - 3 January 2024 | 1.79% | 31 December 2025 |
Tropical Cyclone Jasper, 13 - 28 December 2023 | 1.79% | 31 December 2025 |
Northern Queensland Bushfires, 18 October - 8 December 2023 | 1.79% | 31 December 2025 |
Southern Queensland fires, 8 September - 7 November 2023 | 1.79% | 31 December 2025 |